International travel insurance
Insurance: Home | New Zealand travel insurance | International travel insurance
On this page: Outbound polices | About Comprehensive | More information
Are you a New Zealander looking to travel overseas?
Have you booked your travel insurance?
Comprehensive Travel Insurance's outbound policies are available to are available to any New Zealander travelling overseas.
Even with the best planned holidays, the unexpected can happen...
Travel insurance is just as important as your airfares and accommodation.
- If you are an Australian travelling overseas, we recommend getting a quote from WorldNomads.com
Outbound insurance policies
Leisure
Cover designed exclusively for the leisure traveller. There are two premium options to choose from, depending on your requirements.
- Comprehensive
Our top-of-the-range product for New Zealand residents travelling internationally. This policy includes higher limits and extended benefits including cover for terrorism and civil unrest. For those who travel regularly during the year you can purchase a Frequent Flyer policy which covers you for unlimited trips during a 12 month period – each trip is limited to 60 days duration. - Essentials
A policy ideally suited for the cost-conscious traveller who only requires a basic level of benefits. The Essentials policy is also available for clients who wish to select certain benefits only, such as Medical Only or Baggage and Money only. This policy is available for travellers under 70 years of age and does not provide cover for pre-existing medical conditions.
Business
Cover designed exclusively for the business traveller, which includes cover for trade samples and business equipment. There are three premium options to choose from, depending on your requirements.
- Selected Duration
Provides cover for the duration of your journey. - Frequent Flyer
A 12-month policy to cover unlimited trips during the year limited to 90 days per trip. - Multi-user
This allows a company to purchase a number of days that they may require for travel, for themselves or company-authorised persons, during a 12-month period. An annual declaration is sent at the end of the 12-months to confirm the days used and an adjustment may then be required.
Inclusions
- 24 hour emergency assistance
- Unlimited medical expenses
- Cover for frequent flyer points
- Replacement cover for baggage items under 2 years old
- Free cover for dependent children under 21 years
- Rental vehicle excess cover
About Comprehensive Travel Insurance
Comprehensive Travel Insurance is underwritten by Vero Insurance New Zealand Limited.
Important notes
- Some pre-existing medical conditions are automatically covered under the policy.
- Expensive items such as jewellery, watches and cameras above the plan item limit can be covered. An applied premium of 2% of the total value of item(s) will apply.
More information
Why are Comprehensive travel insurance inbound policies cheaper than those in your country?
Because medical and legal costs are cheaper in New Zealand and Australia than in many other countries, these inbound policies do not need to subsidise the higher costs of insurance cover in those countries.
Specified items
You can choose to extend your policy to cover your expensive items such as jewellery, watches, cameras etc. A video camera up to NZ$2,500 is automatically covered and does not need to be specified. For specified items, we will require a copy of your purchase receipt or a valuation certificate dated prior to the start of your policy. An additional premium of 2% of the total value of the item(s) will be charged (maximum NZ$20,000 total limit).
Further insurance
Should you require further insurance whilst still overseas, please apply by contacting either your agent or Comprehensive Travel Insurance before your original policy expires. Conditions may apply.
History and underwriter
Comprehensive Travel Insurance commenced operation in 1973 marketing a range of travel insurance products. Together with their underwriter, Vero, they offer excellence in both product and service to travellers worldwide.
Standard and Poor's (Australia) Pty Ltd claim rating
Vero Insurance New Zealand Limited has an A+ (Strong) insurer financial strength rating given by Standard & Poor's (Australia) Pty Ltd on 8 January 2009.
Guarantee
Comprehensive Travel Insurance guarantees: to refund the unused portion of your premium if you are not satisfied with this policy and wish to cancel before commencing your travel; to give you immediate assistance for any emergency worldwide; to appoint an experienced New Zealand Doctor to liaise with you and your attending doctors overseas in a serious medical emergency; if you have a claim guarantees to respond to you or send the claim settlement within 7 working days on receipt of all the necessary documents.
